From Quote to Coverage in Four Simple Steps
No call-center runaround. A licensed advisor walks you through the carriers, plans, and trade-offs that fit your household or team.
From age 64 through your first re-shop — a clear timeline.
Medicare looks complicated because nobody hands you a calendar. Here’s the calendar.
Age 64 — start learning
Three months before your 65th birthday, your Initial Enrollment Period opens. Now is when you sort out which path — Original Medicare + Medigap or Medicare Advantage — fits how you actually use care.
Enroll in Parts A & B
Most people enroll in Parts A and B during the 7-month window around their 65th birthday. We help you sequence enrollment so you don't trigger lifetime late-enrollment penalties on Part B or Part D.
Add the plans that fill the gaps
We compare Medigap + stand-alone Part D vs. Medicare Advantage side by side using your doctors, your medications, and your zip code — not a generic top-10 list.
Re-shop every fall
Carriers change premiums, formularies, and networks every year. Your advisor reviews your plan during Annual Enrollment (Oct 15 – Dec 7) so you stay in the right plan, not just the original one.
Start in under 2 minutes.
Share a few details, get a same-day call from a licensed advisor in your state, and pick the plan that actually fits. No SSN required, no obligation.