Insurance Plans

Every Coverage Type, One Trusted Agency

Browse the plan categories we work with, then talk to a licensed advisor to compare carriers side-by-side for your situation.

Medicare coverage

Six ways we close the gaps Medicare leaves behind.

Every plan we recommend is benchmarked against the same question: does this actually cover what Original Medicare doesn’t — and is it priced fairly for the long haul?

Most popular at 65

Medicare Supplement (Medigap)

Pairs with Original Medicare to cover the ~20% Parts A and B leave behind — deductibles, copays, coinsurance — with predictable monthly premiums and freedom to see any Medicare-accepting doctor.

  • Plan G, Plan N, High-Deductible Plan G
  • Any doctor that accepts Medicare
  • No referrals, no networks
  • Guaranteed renewable for life
  • Predictable monthly premium
Compare Medigap plans

Medicare Advantage (Part C)

An all-in-one alternative to Original Medicare that bundles hospital, doctor, and usually Part D drug coverage — often with extras like dental, vision, hearing, and a yearly out-of-pocket cap.

  • HMO and PPO plan structures
  • Often $0 monthly premium
  • Built-in drug coverage on most plans
  • Extras: DVH, fitness, OTC allowance
  • Yearly out-of-pocket maximum
Compare Advantage plans

Part D Prescription Drug

Stand-alone Medicare drug coverage that pairs with Original Medicare or a Medigap plan. We compare formularies, pharmacy networks, and total annual cost — not just monthly premium.

  • Formulary check on your medications
  • Preferred-pharmacy pricing
  • Donut hole / coverage gap explained
  • Low-Income Subsidy (Extra Help) screening
  • Annual re-shop every fall
Find a Part D plan

Dental, Vision & Hearing

Original Medicare doesn't cover routine dental, vision, or hearing — the costs that hit you the most often. Stand-alone DVH plans fill that gap with predictable benefits.

  • Cleanings, fillings, crowns, dentures
  • Annual eye exam + frames allowance
  • Hearing exam + hearing aid benefit
  • Bundled or stand-alone
  • No waiting on most preventive care
See DVH plans

Pre-Medicare Bridge (ages 60–64)

Reliable coverage for healthy adults still a few years away from Medicare eligibility — ACA marketplace plans, off-exchange options, and short-term bridges between jobs.

  • ACA marketplace subsidy check
  • PPO and HMO options
  • Coverage that bridges to age 65
  • Easy hand-off to Medicare at IEP
  • No SSN required to quote
See pre-Medicare options

Employer Medicare Transition

Working past 65 or covering employees who are? We help individuals coordinate group coverage with Medicare, and help small employers think through Medicare-friendly group setups.

  • Coordinate group plan with Medicare
  • Avoid late-enrollment penalties
  • Working-past-65 eligibility review
  • Group-to-Medicare transition planning
  • Spouse coverage planning
Plan your transition
Side by side

Three of the most common Medicare paths — compared.

We’ll personalize the comparison to your doctors, your medications, and your zip code. These are the headlines to know first.

Medigap Plan N
Lowermonthly cost

Lower premium with small copays at the doctor and ER.

  • Covers Part A coinsurance & deductible
  • Covers Part B coinsurance (with small copays)
  • Any doctor that accepts Medicare
  • Guaranteed renewable for life
  • Great if you don't use care often
Compare Plan N
Most chosen
Medigap Plan G
Mostpredictable

The most popular Medigap — near-complete gap coverage.

  • Covers everything except Part B deductible
  • Predictable monthly premium
  • Any doctor that accepts Medicare
  • No referrals, no networks
  • Best fit for frequent users of care
Compare Plan G
Medicare Advantage
All-in-one bundle

All-in-one plan with extras — DVH, fitness, OTC.

  • Often $0 monthly premium
  • Drug coverage built-in
  • Dental, vision & hearing extras
  • Yearly out-of-pocket maximum
  • Limited to plan network
Compare Advantage